How Can You Prepare to Sell this Fall?

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The fall market is a great time to put your home on the market. Today we are going to be discussing how to prepare your home for sale in the fall market, and the specific things needed to help your home stand out.

No matter the time of year, there are some things you need to do to get stuff ready. Simple things, like making sure your home is in show-ready condition, is important. You may also want to add some new paint or new carpet to make everything look newer and fresher.

Usually, buyers decide if they are interested in your property within the first 30 seconds of pulling up to the home. This is why you need to make sure your curb appeal is shored up, which can be a little more challenging in the fall. While the changing colors of the leaves is beautiful, it will leave those colors all over your lawn and landscaping. You want to make a great first impression on the buyer, so you’ve got to make sure your lawn is immaculate. You may have to rake your yard a few times, but it will be worth it when a buyer is impressed by your home.

For more tips on how to prepare your home for the market, or if you have any other questions, feel free to give me a call. I would love to help you out!

No Credit vs Bad Credit

Want to sell your home? Get a FREE home value report 
Want to buy a home? Search all homes for sale 

I occasionally get people in my office who want to buy a home, but they have no credit history whatsoever. This leads me to a good question: is it better to have bad credit or no credit? 

From the perspective of a lender, it is riskier to lend to someone with no credit history at all than someone with bad credit. They have no way of telling if you are good at making payments or not. When you have bad credit, we can fix it. But if you have no credit at all, there is no way of telling what kind of borrower you might be.

A lot of the time, no credit ends up getting you no mortgage. This is why it's not a terrible idea to start building credit now. You can buy a credit card and put a very small balance on it, and pay it off month to month to build a little bit of consistent credit history. 

It's surprising to most people, but it is better to have bad credit than no credit at all. If you want to buy a home in the future, I highly suggest that you begin to build credit now.

If you need help buying or selling in Brainerd, please don't hesitate to contact me!